It's Top 2 Tuesday.
It just so happens that today's topic is about money. I think that ties in perfectly considering that my blog was created in order to highlight my life of frugality. In terms of money, I've learned that:
1. You should never buy full price items. More often than not, if it doesn't have a sale sticker, red line, coupon, discount, or promotion of some type, it's better that I leave it right where it is. Some people, on the other hand, just have to have the newest item-as soon as it hits the racks. And to those I say, do whatever floats your boat honey. I personally prefer to wait until things get marked down or I at least try to plan my shopping around the coupons or promotional codes that I receive. I mean seriously, why buy that brand new blazer out of NY & Co for $60 bucks when you can wait a month or so-until they mark it down to $7.99. Sure it may be out of season and the sizes may be picked through but your pockets will be a lot heavier if you wait. Or you can even hit the thrift store. I give props to those gals who are frivolous with their money, the name brand shopper! I guess it ain't tricking if you got it though. But guess what, our closet looks the same and I spent less on my whole closet than you did on one item. I like to shop for less. I'm not cheap, I'm thrifty and shameless!!
2. Create a budget for yourself. You can do this monthly, weekly, or even daily. Last year I would often wonder how I always ended up scraping the barrel at the end of every two weeks. That's because I didn't set any limits for myself. Because I shop frequently, I prefer a weekly budget. In my budget I include my monthly bills versus my income and I also include other expenses like gas, food, and even shopping. Yes, I give myself a shopping budget. You can find budget worksheets and templates here and here.
|Cardigan-was in the garage sale pile/Belt-Thrifted/Gingham Shortie-AE/Jeans-AE|
Thanks for reading.